From his perspective, appraisers and claims adjusters, paid by insurance companies, generally want to pay less for repairs than he thinks his shop deserves.“I'd say 99.9 percent of the estimates are incorrect,” says Jeff McDowell, who owns Leslie's Auto Body in Fords, New Jersey.
If you find any current or former employees, get on the phone with them for 20 minutes and ask all the questions you don’t think you can ask the hiring manager.
Fifty-eight percent of the state’s voters approved Proposition 22, which repudiated a recent state labor law that would have required the companies to hire their drivers and delivery people as employees—and pay them traditional benefits, including health care, sick pay, and workers’ compensation.
The Cornell paper examines the pay and expenses of more than 14,100 Seattle Uber and Lyft drivers during one week in October 2019, using data from the ride-hail companies.
You can look at different industries: the music industry, where we had digital disruption and Spotify is a great way to listen to music, but it drove a lot of record labels out of business, drove some bands out of business, made more people tour, we all know those effects.
The surge, detailed in a new report from insurance shopping site The Zebra, outpaced both inflation (by far) and the increase in average car prices (more narrowly).It turns out that new features designed to keep vehicles in their lanes and out of trouble are contributing to rising insurance rates.
The new app that creeps on your Instagram location, Jakarta is sinking, and all things Comic Con. Here's the news you need to know, in two minutes or less.
A modern city, home to 10 million people, is in danger of disappearing: According to one researcher’s models, 95 percent of north Jakarta could be submerged by 2050.It’s a slow-motion disaster made all the more dire by the fact that very few people in Jakarta have insurance, one of the handful of things that can help a population ride out rising seas and fiercer storms.
Jupiter explicitly incorporates climate change into its models for catastrophe risk, both proprietary and public, and then offers that knowledge to the kind of people who might lose money when the floods, fires, storms, and heat waves really kick in.
On Thursday, Amazon said Alexa-enabled devices can now handle customers’ sensitive medical data, and it teased the release of a new kit that would allow approved outside developers to build Alexa skills that access users’ private health information, paving the way for the voice assistant to play a bigger role in health care.
“If you have good enough data and good enough sensing technologies, such as the seismometer network in California or the hurricane-hardened WeatherFlow anemometer stations on the East Coast, you can get that data and very quickly work out whether someone should be getting paid,” says Samuel Jay Gibson, of the Capital and Resilience Solutions Group at the catastrophe risk modeling firm RMS.
They could design disaster-resilience strategies with support from international financial institutions (IFIs), multilateral development banks, donors, and climate funds, increase efforts to restore fiscal sustainability to create room for resilience-building, while incorporating upfront costs and long-term benefits of resilience investments in macro-fiscal frameworks.
Thus began the contentious career of the notion of “actuarial fairness,” an idea that would spread in time far beyond the insurance industry into policing and paroling, education, and eventually AI, igniting fierce debates along the way over the push by our increasingly market-oriented society to define fairness in statistical and individualistic terms rather than relying on the morals and community standards used historically.
Despite a flurry of stories in the media about people losing their insurance and leaving the area, Mark Sektnan, president of the Property Casualty Insurers Association of America, told me, “We’re not seeing a trend.” Insurance prices are increasing in some places, but California doesn’t allow insurers to jack up premiums based on recent disasters, and nearly everyone can find home insurance if they want it, he said.
Today, climate change is intensifying pressure on communities and ecosystems all over the world, but the Caribbean countries are facing quite unique challenges.
You can use both Find My Device and Find My iPhone to remotely wipe your smartphone too, however, which can help protect your data whether your handset has gone missing or been deliberately snatched.Protect the Lock ScreenThink about all the apps you're automatically signed into on your phone: Facebook, Instagram, Snapchat, and Twitter, perhaps, plus your email accounts and maybe even a shopping account or two as well.
Yet all parties involved in housing know that cities are facing more rainfall and flooding due to climate change. However, the waterfront area still remains a flood plain, and is still affected by storm surges associated with climate change.
The big takeaway: The countries with the most to gain — in terms of risk reduction — from reef conservation and restoration of their coral reefs are Indonesia, the Philippines, Malaysia, Mexico, and Cuba, where annual expected flood savings exceed $400M for each nation.